A critical illness policy pays out a tax-free lump sum after diagnosis of serious illness.  This can help you to cover medical bills or pay off your mortgage. Removing financial stress will enable you to concentrate on getting back to good health.

No one likes to consider the possibility of suffering a serious illness or becoming disabled. You may think that it will never happen, but you can never be sure, because critical illness can strike anyone at any time of life.

The time to take out a policy is when you are fit and healthy, because cover cannot be obtained once any symptoms are showing. We can help you to assess the level of cover required to offset your financial commitments if critical illness does occur.