Could you and your family manage if accident or illness prevents you or your partner from working on a long-term or permanent basis? If your income stops, any savings will soon be used up, and your standard of living may be seriously diminished.

Although this potential scenario is very worrying, it can be defended against with an income protection policy. We can give you advice and recommendations about this form of protection, taking account of your current income, age and financial situation. Any potential sickness benefit provided by your employer can be factored in to help reduce the premium and protect you for longer.