If you own a buy-to-let investment property, one needs to maintain the value of the investment by insuring its buildings and contents.

When tenants are involved you may want to consider taking out insurance specifically designed for landlords.

Benefits of these policies include extra cover for owners’ liability and loss of rent should damage to the property cause it to be empty for an extended period, to different levels of contents cover for furnished or unfurnished properties and cover for unoccupied periods of up to 120 days.