MORTGAGES

Mortgage providers are clever organisations. They offer a broad selection of mortgage products, at different rates, with differing terms. That gives them a better chance of attracting a wide variety of customers. But it’s all very confusing for the mortgage buyer!

Our mission is to prevent that confusion by helping you to identify the perfect mortgage for your unique personal needs.

Gone are the days when a borrower was grateful to the lender for granting them a mortgage. In today’s marketplace, despite the recession, lenders are very much in competition with each other for your valuable business. So they offer incentives to entice you, such as low interest rates. We recommend you instead to seek professional mortgage advice that is individually tailored to your needs.

The lowest rate may not be the best choice
It’s very tempting to choose the product offering the lowest headline rate of interest. But when booking and arrangement fees, conditional insurances, higher lending charges, lock-ins and early repayment charges are taken into account, a low-rate product may be the worst option rather than the most suitable.

What mortgage is the most suitable for you?
Here at Abraham Associates, we take all the stress and worry out of finding the most suitable mortgage for you. We have access to a comprehensive range of mortgages and our many years of professional experience enable us to focus on identifying your real needs, now and in the future, and then guiding you through the most appropriate and competitive products to meet those needs.