Mortgages
Mortgage Maze Demystified: Simplifying Options for Buyers
Mortgage providers are clever organisations. They offer a broad selection of mortgage products, at different rates, with differing terms. That gives them a better chance of attracting a wide variety of customers. But it’s all very confusing for the mortgage buyer!
Our mission is to prevent that confusion by helping you to identify the perfect mortgage for your unique personal needs.
Gone are the days when a borrower was grateful to the lender for granting them a mortgage. In today’s marketplace, despite the recession, lenders are very much in competition with each other for your valuable business. So they offer incentives to entice you, such as low interest rates. We recommend you instead seek professional mortgage advice.
The lowest rate may not be the best choice
It’s very tempting to choose the product offering the lowest headline rate of interest. But when booking and arrangement fees, conditional insurances, higher lending charges, lock-ins and early repayment charges are taken into account, a low-rate product may be the worst option rather than the most suitable.
What mortgage is the most suitable for you?
Here at Abraham Associates, we take all the stress and worry out of finding the most suitable mortgage for you. We have access to a comprehensive range of mortgages and our many years of professional experience enable us to focus on identifying your real needs, now and in the future, and then guiding you through the most appropriate and competitive products to meet those needs.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Most buy to let mortgages are not regulated by The Financial Conduct Authority
Abraham Associates is a trading name of Louis Abraham, which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Abraham Associates is not a business in its own right, it is part of Louis Abraham, which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited. The Openwork Partnership is one of the UK’s largest Financial Advice networks, with over 4,500 advisers and in excess of 700 appointed representatives based throughout the UK.
Approved by The Openwork Partnership on 27-06-2025
This Website
The information on this website is subject to the United Kingdom regulatory regime and is for the use of residents of the United Kingdom only.
No representations are made as to whether the information is applicable or available in any other country which may have access to it.
Your Mortgage
YOUR MORTGAGE IS A LOAN SECURED ON YOUR HOME.
Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.