Other Mortgages & Services

In addition to domestic and buy to let mortgages, we can also support you with a number of other mortgages and related services, either directly or via a referral to a specialist.

  • Commercial Mortgages*
  • Self-Build Mortgages
  • Second Charges
  • Bridging Finance*
  • Equity Release*
  • Legal Advice and Conveyancing*
  • *These services will be provided via a referral to a specialist. The Openwork Partnership accepts no responsibility for this aspect of our business. Commercial Lending, some Bridging Finance and Legal & Conveyancing are not regulated by the Financial Conduct Authority.

A Lifetime Mortgage / Equity Release is not suitable for everyone and may affect your entitlement to means tested benefits, so it is important to seek financial advice before taking any action. If you are considering releasing equity from your home, you should consider all options available before equity release.

The interest that may be accrued over the long term with a Lifetime Mortgage, may mean it is not the cheapest solution. As interest is charged on both the original loan and the interest that has been added, the amount you owe will increase over time, reducing the equity left in your home and the value of any inheritance, potentially to nothing.

Although the final decision is yours, you are encouraged to discuss your plans with your family and beneficiaries, as a Lifetime Mortgage could have an impact on any potential inheritance. We would also encourage you to invite them to join any meetings with your Financial Adviser so they can ask questions and join in the decision, as we believe it is better to discuss your decision with them before you go ahead

Most buy to let mortgages are not regulated by The Financial Conduct Authority.